Uber Drivers and Passengers
Uber offers an easy way for drivers to make a living, and for passengers to get around town.
Many people are even driving for Uber full-time.
But like any other car on the roads, accidents can happen at any time.
Nobody plans on being injured in a car accident, however the fact is that it happens, and the consequences can be devastating.
Whether you drive for Uber, were hit by an Uber driver, or you were a passenger in an Uber accident, you want to understand the insurance Uber offers.
Car accidnets can result in huge medical bills, lost wages due to missing work, and potentially life-long injuries.
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Contact Avrek Law Firm
Avrek Law has over 30 years experience and has helped many of our clients settle their Uber accident cases.
If you have been injured in an Uber accident then don’t fight the insurance company without legal representation.
Dealing with the insurance companies after an Uber crash can be very complicated.
Contact Avrek Law today for a Free consultation at 866-598-5548.
Common Uber Accident Injuries
Driving in general can be very dangerous, and riding in an Uber vehicle is no different.
A lot of people use Uber while on vacation or at home to avoid driving drunk.
Unfortunately Uber drivers are still involved in many car accidents, and we’ve listed the typical injuries that Uber accidents might result in.
Why is an Uber Rideshare Accident Different?
When you drive for Uber using your personal vehicle, you are in one of three situations:
- You are using your car for purely personal use, unrelated to Uber
- You are transporting a customer
- You are in-between trips, connected to the Uber application and available to pick up a new passenger
These three situations have different implications in regards to insurance, therefore, insurance companies treat them differently.
- You are using your car for purely personal use, unrelated to Uber.
This is when you are driving to your normal job, going out with your family, or even taking a friend to a particular location.
When you do this, you do not have the Uber application open on the phone or, if you do, you are not available to pick up a new passenger.
In this case your own Personal Auto Policy (PAP) is covering you in case of an accident.
If you have an accident, you should contact your insurance company.
- You are transporting an Uber passenger
Your own PAP is clear when it says you are excluded coverage if you are using your car as a taxi or any other commercial activity.
For this situation, Uber issues its own insurance policy.
Uber has its own commercial policy (BAP) with limits of $1 million for liability, and underinsured motorists.
Uber’s policy is primary on its own PAP, so it is first to pay if something happens while transporting an Uber client.
Recently, the California Insurance Regulatory Office determined that the policy offered by Uber meets the requirements of the State and is suitable for this type of service, so it is fully covered while you are transporting an Uber passenger from the pick-up spot until you reach their destination.
- You are in between trips, connected to the Uber application and available to pick up a new passenger
This is where things get complicated.
As we mentioned before, the PAP will not be of help if you have an accident in this situation.
You are not technically transporting a passenger, but you are definitely involved in the business of doing so, since you are logged into the Uber application and are actively searching for one.
The BAP offered by Uber only covers you during the transport of a client, not making it clear if they will cover the time between trips.
This means that, as soon as you connect to your application and it becomes available, you are being excluded by your own car policy and, at the same time, you are not necessarily covered by Uber.
This is known as an insurance shortfall.
Contact our Uber accident attorneys for immediate help.
Common Causes For Uber Accidents
Head on: two vehicles collide from the front end of both cars.
T-bone: when one vehicle crashes into the side of another car or truck. Also referred to as sideswiped.
Running a red light: Many accidents involving Uber drivers are caused by a driver not stopping at a red light at an intersection.
DUI: Uber driver might be hit by another person who is driving drunk.
Poor road conditions: Sometimes city roads and highways are neglected, think potholes etc.
Driving Tired: being tired and slow to respond is not a good combination while driving a motor vehicle.
Speeding: Sadly speeding is top cause of auto accidents
Can I Sue Uber if an Uber Driver Hits My Car?
Lawsuits are filed everyday because Uber drivers crash into innocent people.
A high profile case filed against Uber involved Syed Muzaffar.
He was an Uber driver who ran over four people in San Francisco and killed six-year-old Sofia Liu.
The case went to trial and the Liu family received a large sum of money from Uber, although the company wanted to put the blame on the driver.
How Much Compensation Can I Get From an Uber Accident?
This is one of the most common questions we get here at Avrek Law.
The reality is each accident case is very different, and determining what your case will settle for is very complicated.
This is all the more reason to call our Uber accident lawyers at 866-598-5548.
Some typical categories of special damages include:
Medical expenses- This type of damages may include medical expenses incurred in the past and those anticipated in the future. If it is believed that the victim will need medical care for the rest of his or her life, the cost of such care is determined by the life expectancy of the victim.
Lost wages- This type of damage can cover income lost due to absences from work and also the “loss of the possibility of earning a salary”, i.e. the inability of the victim to generate as much income as he or she normally generated before the injury.
Damage to property – A victim is also entitled to receive compensation for damages against his or her property. Such compensation is determined based on the fair market value of the property at the time of the damage.
Will I Save Money if I Fight the Uber Insurance Companies Alone?
If you or a relative have been the victims of an accident with an Uber vehicle, you need to seek professional legal advice immediately.
An accident claim against Uber is complicated and presents great challenges when negotiating compensation, etc.
Due to the Uber insurance policy, these cases are especially difficult and require a rideshare lawyer with experience.
Our Uber accident attorneys at Avrek Law have extensive experience and knowledge of rideshare auto accidents.
We know the best strategies for you to receive the compensation you deserve for damages caused to you and your car.
Who Drives For Uber?
Uber is a great way to be your own boss and earn extra money. Most people meet the requirements for driving on the Uber platform. This is what you should know.
- Minimum requirements
Anyone can drive with Uber, but there are some minimum requirements:
- Be at least 21 years of age
- To have been driving for at least a year in the USA. (3 years if you are under 23)
- Have a valid US driver’s license.
- Use a suitable 4-door vehicle
- Required documents
Before driving, you will need to share the following documentation with Uber:
- A current US driver’s license
- Proof of vehicle registration
- Proof of vehicle insurance
- Selection process for driving partners
After you sign up on Uber, you should take a few minutes to do an online check.
Your driving record and criminal records will be reviewed by the company.
- Local requirements for vehicles
In addition to the minimum requirements already mentioned, each city has its own regulations for vehicles.
For example, a Labor Commission in San Francisco, California, has ruled that Uber drivers are employed, rather than mere contractors.
According to the commission, Uber is involved in all aspects of the operation, reason to accredit them with the category of employees.
Uber, for its part, has always maintained that they are a software company that connects people in need of a service, with others that offer it.
But this adjustment would make Uber a transport company, with all the legal and cost implications that this implies; such as offering social security to their drivers and complying with the transportation regulations of each country.
Unsurprisingly, Uber is appealing the decision.
It is still too early to have a final verdict, but for Uber there is a lot at stake and could set an important precedent that would turn all the places where the company currently operates, forcing them to change their turn, comply with the transportation laws, providing social security to their drivers and, of course, increasing costs.